Walk-in care in Michigan & OhioNo appointment needed
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Insurance & payment

Understand your options before you arrive. Plan participation and benefits depend on your clinic and your exact coverage.

Check your plan before your visit

Contact your insurer and chosen clinic to confirm network participation, benefits, and any copay or deductible.

Michigan Medicaid plans

The plan names in this group apply to Michigan clinics. Ohio Medicaid participation should be confirmed directly with Prospect.

  • Aetna Better Health
  • Blue Cross Complete
  • HAP Empowered
  • Medicaid of Michigan
  • Meridian
  • Molina
  • McLaren
  • Priority Health
  • United Community Plan

Medicare

  • Aetna Medicare
  • BCBS Medicare Advantage
  • BCN Medicare Advantage
  • Cigna Medicare
  • Humana Medicare
  • Molina Medicare
  • Priority Health Medicare
  • Medicare WPS
  • Medicare
  • United Healthcare Medicare

Commercial insurance

  • Aetna
  • Allegiance
  • Blue Care Network (BCN)
  • Blue Cross Blue Shield (BCBS)
  • Cigna
  • EBMS
  • HAP
  • Humana
  • Paramount
  • PHCS
  • Priority Health
  • United Healthcare

Military insurance

  • CHAMPVA
  • Tricare
  • VA Insurance
Your exact plan matters. A listed insurer may offer several plans with different networks. A plan name alone does not guarantee payment for a visit or a particular service.

Medicaid coverage is state-specific

Michigan clinics

Adrian, Southgate, and Warren accept Michigan Medicaid plans only. Their published policy does not accept out-of-state Medicaid.

Choose a Michigan clinic

Prospect in Ohio

Prospect Urgent Care in Ashtabula accepts Ohio Medicaid plans only. Call the clinic to confirm your specific Ohio plan.

Call Prospect

Without insurance

Self-pay options

The clinics currently advertise a $80 self-pay evaluation for patients without insurance. This offer may change, and additional services are charged separately.

Additional services such as laceration repairs, X-rays, injections and breathing treatments carry additional fees.

When you call, explain the reason for your visit. Ask what the evaluation fee includes, which tests or procedures may cost extra, and whether the clinic can estimate the total. Your assessment and any recommended services may affect the final cost.

For DOT physicals, call your clinic to confirm the current fee and certified medical examiner availability.

Preparing for a DOT physicalCall your clinic to confirm pricing

Before you arrive

  • Have your insurance card and photo ID ready.
  • Ask your insurer about the clinic’s network status.
  • Confirm your copay, deductible, and any service restrictions.
  • For work-related care, bring your employer’s authorization.
Get patient forms

Confirm coverage with your clinic

Choose a clinic for hours, directions, and visit information.